The UK Student Visa application in 2025 requires you to demonstrate that you have enough money to cover both tuition fees and living costs (maintenance). The UK’s financial requirement ensures that international students can support themselves while studying there.
How Much Money Do You Need?
Costs of living (maintenance)
- The cost of studying in London is £1,483 per month, up to a maximum of 9 months (a total of £13,347).
- Studying outside London: £1,136 per month for up to 9 months (10,224 in total).
In addition to tuition fees, this amount is due.
Fees for tuition
- Unless the course is less than one year, you must show enough funds to cover the first year’s tuition (or the full tuition).
- Your Confirmation of Acceptance for Studies (CAS) will confirm the remaining balance if part of your tuition has already been paid.
The 28-day rule
- At least 28 consecutive days must pass since the funds were held in your account (or an account you were using).
- Visa applications must be submitted no more than 31 days before the end of the 28-day period.
- If you are required to maintain a minimum balance during this period, your balance should never fall below that level.
Deductions for accommodations
It is possible to deduct up to £1,483 from your total maintenance funds if you pay for university-owned halls of residence in London in advance and this payment is confirmed in your CAS.
The exemptions
Financial evidence may not be required if:
- At the time of application, you must have been living in the UK with a valid visa for at least 12 months.
- Low-risk nationals (even if documents are not always requested) are recognised as low-risk (though they must still maintain the required funds).
- This is your application to serve as sabbatical officer of your student union.
A list of documents that can be used as proof
The following types of financial evidence are acceptable:
- The required funds are shown on personal bank statements.
- Account ownership and balance confirmation letters from the bank.
- Letters of sponsorship or scholarship from a recognized organization.
- The bank account of a parent or guardian (with proof of relationship and consent).
An example of how it works
An applicant is applying to study in London. Currently, their tuition fees are $17,000 per year, and they have already paid $5,500.
- The balance of tuition is £11,500
- The cost of living in London for 9 months is £13,347
- The total amount required is £24,847
Applicants must have this amount in their accounts for at least 28 consecutive days before applying.
Conclusions
UK student visa financial requirements in 2025 are intended to ensure international students can afford their education and living expenses. To meet the requirements smoothly and strengthen your visa application, carefully prepare your documents, hold the required funds for 28 consecutive days, and ensure your CAS reflects tuition payments.